VIV Associates helps individuals in Singapore break free from unmanageable unsecured debts — such as credit cards, personal loans, BNPL and co-operative debts — by enrolling them into government-supported debt restructuring programs. They provide a personalized assessment, a tailored repayment plan based on your affordability, and aim to eliminate high interest charges and avoid legal action. With a dedicated team of restructuring specialists, they guide you through a four-step process from assessment to debt-free living, emphasizing transparency and long-term resolution.
